Athletes, Doctors, Engineers, Executives, and Financial Advisors before purchasing long-term disability insurance. READ THIS.

Doctors, dentists, investment advisers, athletes, entertainers, CPAs, company executives, business owners and all other high income earning individuals, make sure you know what you’re getting, and that you’re getting what you’re paying for.  Here are some important questions to ask: How … [Read more...]

Why First Responders Fire Fighters, ER Physicians and Nurses Should Read Their Long Term Disability Policies Carefully

First responders, such as firefighters, nurses, and doctors often have Long Term Disability Insurance included with a benefit package through their employer. Although people usually think this is a nice benefit, it most likely has significant limitations. If your disability insurance is part … [Read more...]

7 Valuable Lessons Our Lawyers Learned From the Montecito Debris Flow Litigation

We learned that many carriers were going to behave as they traditionally do, by denying claims because of policy exclusions for damage caused by flooding and debris flow. But because the underlying cause of loss was the destruction of vegetation by a covered fire, and because we were threatening bad … [Read more...]

Thinking of Selling Your Practice?

We have found through our experience, often Doctors and Dentists with health issues, work through those issues until at some point they feel they can no longer work with the pain. They work through the pain to keep their practice strong and valuable in order to sell the practice. There are a few … [Read more...]

Covid-19 Business Interruption Insurance Coverage Announcement

The coronavirus pandemic has forced American businesses to a skidding halt. With nationwide quarantines and closures, COVID-19 has jeopardized the very existence of many businesses. In California, Governor Gavin Newsom has implemented aggressive social distancing measures, including a “Stay-at- … [Read more...]

What Forbes Missed on Coronavirus and People with Disabilities

There is a very good article that appeared in entitled  5 Things to know about coronavirus and people with disabilities. The 5 points of this article are, 1. That people with a disability may experience a higher level of anxiety due to the Coronavirus and that the anxiety poses risks of … [Read more...]

Coronavirus (Covid-19) and Disability Insurance

Fears of the Corona Virus have sent global economies and stock markets into a tailspin. Many of those affected have responded by seeking medical testing and treatment. Others are avoiding the spread by “self-isolating.” A third category of individuals is being mandatorily quarantined. The ultimate … [Read more...]

The Worst Super Bowl Injury

What is the worst football injury you ever saw? Rashad Johnson, free safety for the Arizona Cardinals, severed his finger in a 2013 game against the Minnesota Vikings. Then, of course, there are concussions, torn ACLs, fractured vertebrae, the list goes on. For professional athletes, sports injuries … [Read more...]